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Credit cards, while not great, are far cheaper than payday loans, provided you repay both within the казино вулкан онлайн отзывы реальные same amount of time купоны вулкан казино. For example, a month’s Ј300 payday loan costs just under Ј50, but on a credit card repaid in full, it's free. Even when it's not free, a credit card costs around Ј5-Ј10 a month in interest. So apply for a credit card for use in emergencies.

Go for a 0% spending https casino vulkan com card, if you’ve a decent credit history. If not, then even poor-credit credit cards at what we’d normally say are horrid 29-20% APRs are much cheaper than payday loans. To ensure this is kept for disciplined emergency use only, not willy-nilly spending, once you get the card, put it in a waterproof bag, then put that bag in a bag full of water & put it in the freezer. You’ll need to smash the ice – which should give you serious pause for thought as you hack away to get the card, if you need it.

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